Calling on 30 years of risk management experience, Charles helps organizations make more informed credit and risk management decisions. Charles joined Moody’s KMV in early 2006 from Barclays Bank PLC, where he worked in various capacities during his 28-year career there.
Drawing on his knowledge of both theory and also the realities of day-to-day practice, Charles has used his extensive risk management experience and his familiarity with many of the challenges associated with commercial and corporate banking to help financial institutions around the world with the development of their risk management planning and strategies.
Why Does My Business Need Stress Testing Beyond Regulatory Compliance?
With regulators pushing for investment in stress testing, this is an opportunity for many bankers to change the way the business does its bottom-up planning, monitoring, and control.
Risk Is a Four-letter Word!
The stark warning signs were there, but it seems banks were guilty of losing sight of the basics of risk management in the run up to the recent financial crisis. There appeared to be a culture amongst the banks of “it won’t happen to us”, and in the scramble to keep customers, the risk officer’s job was not given the prominence or support it badly needed. However, there is a now a greater understanding of what to do to avoid history repeating itself.
Embedding the Bank of International Settlements (BIS) Risk Data Aggregation and Reporting Principles Across the Organization
This paper considers the 14 Risk Data Aggregation and Reporting Principles recently described by the Basel Committee for Banking Supervision and assesses their associated costs and benefits. In addition, it explores the benefits of embedding the Principles in two contexts: corporate credit origination and overall enterprise-wide risk management.
Old Habits Die Hard
This article, featured in the Risk Management supplement of the UK Sunday Telegraph, features two articles by Moody’s Analytics (page 10 and page 15). Charles' article (page 10) discusses that if banks are going to ensure greater stability in future, they must take a longer term view on investment and put the management of risk at the heart of the business.
Operational Efficiency in the Risk Management Process: Data, Systems, Procedures
This presentation, given at the IIF MENA CRO Forum in Dubai, explains how to achieve operational efficiency in banks' risk management processes through an overview of best practices in data management, loan origination, and credit assessment.
Basel III: Business Opportunity or Regulatory Imposition?
This presentation looks at how Basel III can be interpreted as a business opportunity rather than simply a regulatory imposition. He talks about cultivating a risk culture within an organisation, through which high quality risk management can be used to gain a competitive advantage.
The Importance of Enterprise Risk Management
This presentation was given at the Moody's Analytics South African Risk Practitioner Forum in Johannesburg on June 2012.
Regulatory Capital Management and Reporting and the Impact of Basel III
The presentation gives a summary of the key changes under Basel III and their impact. It then drills down on best practices in Enterprise Risk Management, and then concludes linking to Pillar II, ICAAP and Economic Capital Management